Contractors Insurance

Contact us today and learn how we can help you to to purchase the perfect Contractors insurance policies for your business.

Contractors’ all-risk insurance policies offer flexibility to cover all construction companies’ needs. All risk coverage can include public liability, contract works, employers’ liability, owned and hired-in plant, product liability and JCT insurance. When purchasing contractors’ all-risk insurance, your business will benefit from choosing a construction specialist insurance broker. An expert will be able to guide your business and ensure that you have all the right policies in place.

What’s included in a contractors’ all-risk policy?

Contract Works

When working on a construction site, contract works will offer protection against any damage which may occur. If you are a contractor on an existing structure, the structure will not be covered and will usually be covered by the property owner. Contract Works insurance covers any loss or damage to property and materials.

Hired-in plant

Hired-in plant insurance protects your business against any damage which occurs to the equipment you have hired in order to perform your construction work.

Owned Plant 

Owned plant and equipment insurance protects your business against any damage whilst undergoing your business activities.

Employee tools

The policies include cover for any damage to the tools or equipment belonging to an employee or contractor. Employee equipment cover may vary, so ensuring you have the protection your business needs is vital.

Employers’ Liability 

It’s a legal duty for your business to have the necessary employers’ liability policy in place. The cover offers protection for any injury or illness to your employees.

Public & Product Liability 

Public liability offers protection if you or your employees cause injury or damage to the property of someone external to your business during your construction work.

With over 30 years in the construction sector, Trinity Indemnity provides your business with expertise and access to all the leading insurers and the best policy wordings.

Claims Management Service

When you choose Trinity Indemnity, claims management is included as part of our service, so you can focus on running your business while we handle the rest. With over 30 years of claims management experience, our team is well-versed in all the procedures and legislation that apply to your business and policy.

Our expertise ensures your coverage is adequate and that your claim is processed and paid smoothly. Unlike other brokers who may forward your claim directly to the insurer without handling it themselves, we’re with you every step of the way. Whether your claim is big or small, our dedicated claims management team has your best interests in mind.

  • Telephone – 0161 388 1850

  • Email address – Sales@trinityindemnity.com

  • Postal address:
    1st Floor,
    11 Christie Park,
    Christie Way,
    Manchester,
    M21 7QY

Don’t be left without the correct cover

Working as a contractor is a potentially dangerous trade with multiple risk factors to consider. Therefore, when purchasing insurance, you should choose a broker who understands exactly what you need.

Trinity Indemnity understands how varied the work of a contractor can be. We work tirelessly to find a contractor’s insurance policy to suit your needs.

Our team are on hand to help provide our expertise and find your business a plan that aligns with your contractors insurance needs. Whether you are a principal contractor involved in the rail, offshore oil & gas sector or a general tradesperson, we have covered an extensive range of businesses and are best placed to help you.

If you are looking for more information regarding any of the below contact us today.

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