Contractors All Risk Insurance
Contractors’ all-risk insurance policies offer flexibility to cover all construction companies’ needs. All risk coverage can include public liability, contract works, employers’ liability, owned and hired-in plant, product liability and JCT insurance. When purchasing contractors’ all-risk insurance, your business will benefit from choosing a construction specialist insurance broker. An expert will be able to guide your business and ensure that you have all the right policies in place.
What’s included in a contractors’ all-risk policy?
Contract Works
When working on a construction site, contract works will offer protection against any damage which may occur. If you are a contractor on an existing structure, the structure will not be covered and will usually be covered by the property owner. Contract Works insurance covers any loss or damage to property and materials.
Hired-in plant insurance protects your business against any damage which occurs to the equipment you have hired in order to perform your construction work.
Owned plant and equipment insurance protects your business against any damage whilst undergoing your business activities.
Employee tools
The policies include cover for any damage to the tools or equipment belonging to an employee or contractor. Employee equipment cover may vary, so ensuring you have the protection your business needs is vital.
It’s a legal duty for your business to have the necessary employers’ liability policy in place. The cover offers protection for any injury or illness to your employees.
Public & Product Liability
Public liability offers protection if you or your employees cause injury or damage to the property of someone external to your business during your construction work.
With over 30 years in the construction sector, Trinity Indemnity provides your business with expertise and access to all the leading insurers and the best policy wordings.
Other insurance policies you may need for your Contracting business.
WHAT CLIENTS SAY
Since moving to Trinity Insurance, any problem I’ve had has been dealt with immediately, efficiently and with no fuss.I can’t speak highly enough of Karen; and her knowledgable approach to claims management, it’s great to be working with her once again.
Thanks Karen, you have done more in one day than our previous broker did in a year.
I can’t thank Trinity enough for the service they have provided us. The professionalism and personal touch shown by Karen are to the highest standard. Highly recommend.
We have been working with Eugene and the team for years. Their knowledge is second to none, they’re really helpful, efficient and friendly, would thoroughly recommend them.
“Nathan has been quick and resourceful in arranging tailor-made insurance that gives our business comprehensive cover. He’s always available when we need him and responds promptly, which is exactly what we value in a broker. He also goes the extra mile beyond insurance, adding a personal touch that we really appreciate. We would happily recommend Nathan and Trinity.” – Johnson Care Group Holdings Limited
I can’t recommend Nathan Warwick at Trinity Indemnity highly enough. From the very first conversation, his customer service has been exceptional. He’s knowledgeable, responsive, and genuinely invested in finding the right cover for my needs. The policies he’s found me have been competitive and great value, and he always takes the time to explain my options clearly so I know exactly what I’m getting.
What really sets Nathan apart is that he always has time for me. Whether it’s a quick question or a more complicated issue, he’s patient, approachable, and never makes me feel rushed. It’s rare to find a broker who combines expertise with such a personal touch. If you’re looking for someone who will look after your interests, Nathan is the person to call.”
“Trinity Insurance really are a one stop shop for all our insurance needs. Nathan and the team consistently go above and beyond, always putting our interests first and making sure we have the right protection in place. Professional, proactive and genuinely a pleasure to deal with. We couldn’t recommend them highly enough.”